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Loan rates

Period
Rate of Interest w.e.f. 01.03.2011 (%p.a.)
Deposit below Rs. 1 Crore
Deposit of Rs. 1 Crore and above
7 days to 14 days (Only for deposit of Rs. 15.00 lacs and above)
4.25
5.00
15 days to 30 days
4.25
4.25
31 days to 45 days
4.75
4.75
46 days to 90 days
6.25
5.25
91 days to 179 days
6.50
5.50
180 days to less than 1 year
6.75
5.75
1 year to less than 2 years
7.00
6.00
2 years to less than 3 years
7.00
6.00
1000 days
-------
-------
3 years to less than 5 years
6.75
6.50
5 years to 10 years
6.75
6.50

 

As per existing provision, senior citizens having age of 60 years and above will get additional interest at rate of 0.50% on all the above categories of Term Deposits.

RATE OF INTEREST ON VARIOUS SCHEME OF NON AGRICULTURE LOANS

 
Up to 50000
50001 to 100000
Above 100000
Personal Loan/Staff Loan
12%
13%
14%
Cash Credit
12%
13%
14%
Housing Loan
12%
13%
14%
Overdraft Loan
12%
13%
14%
Smoll Vacell Loan
12%
13%
14%
Composit Loan
12%
13%
14%
Consumer Loan
12%
13%
14%

 

 

 

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