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Savings bank account can be opened by:

 

 

 

  • Individuals
  • Jointly
  • Guardian on behalf of Minor in minor’s name.
  • Charitable Institutions
  • Trust, Clubs Association
  • Co-operative Societies
  • HUF

 

 

Minimum balance to be maintained.

 

 

  • With Cheque Book    Rs. 1000/-
  • Without Cheque Book Rs.500/-

 

 

Interest Rate.

 

 

  • 4 % per annum.

 

 

Facilities:

 

 

  • Free any branch banking facilities.
  • Free ATM facility.
  • 60 Cheque leaves free p.a.
  • Half yearly Interest (on daily basis).
  • Nomination facility.
  • Pass Book.
  • Standing Instructions.  

 

 

Minimum Documents Required

 

 

  1. 2 Passport size photo
  2. Introductions (Known and acceptable to Bank)
  3. Xerox copies of the following documents.
    1. Pan Card
    2. Residence Proof (Any one of the followings)
      • Electricity Bill
      • Passport
      • Driving License.
  4. for charitable institutions, Trust, Clubs Association, Co-operative Societies.
    1. Certified copy of resolution
    2. List of office bearers.
    3. Letter from the concerned authority.

 

 

 

 

Current accounts

 

Current accounts can be opened by Traders, Business community & Corporates for business transactions.

 

 

 

Eligibility

 

 

  • Individuals
  • Proprietorship Concern
  • Partnership Firm.
  • Private Limited Co.
  • Public Limited Co.
  • Registered/ unregistered Societies.
  • Trust.

 

 

Minimum Balance

 

 

 

Current account holder is required to maintain a minimum of Rs.2500/-

 

 

Facilities:

 

 

  • Free any branch banking facilities.
  • Standing Instructions.
  • Statement of account.

 

 

Minimum Requirement

 

 

  • Introduction by a Current Account holder acceptable to the Bank.
  • 2 copies of latest photographs of persons authorized to operate the Account.
  • Proof of identity & residence of authorized persons and relevant business proof.
  • Copy of PAN card of authorized persons as well as of the business.

Deposit Schemes

 

 

               Period

               Rate of Interest

 

Deposit below Rs.1 Crore

Deposit of Rs. 1 Crore and above

1

7 days to 14 days (Only for deposit of Rs. 15.00 lacs and above)

2.75

2.75

2

15 days to 30 days

4.25

4.00

3

31 days to 45 days

4.25

4.00

4

46 days to 90 days

5.00

5.50

5

91 days to 179 days

6.00

7.00

6

180 days to less then 1year

8.25

8.50

7

2 year to less then 3 year

8.50

8.50

8

1000 days

9.00

--------------

9

3 year to less then 5 year

8.25

8.25

10

5 year to 10 year

8.50

8.50

 

  • Additional  Interest  Rate:- As per existing provision senior citizens having age of 60 year and above will get additional interest at the rate of 0.50% on all the above categories of terms Deposits.

 

 

 

 

 

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